Invest in
commercial paper
Commercial paper is an unsecured, short-term debt instrument used by companies to meet immediate funding needs. It offers investors a short-term, fixed-income opportunity with competitive yields.
Short-term, steady returns
Commercial papers have become an attractive option for investors seeking enhanced yield on their cash holdings, while maintaining liquidity and stability. Issued by corporations with high credit ratings to meet short-term funding needs, they offer a low-risk way to put idle cash to work.
As demand grows for efficient cash management, commercial papers provide a valuable tool for boosting returns on cash while supporting diversification and capital preservation.
Commercial paper typically has short maturities, ranging from three months to one year on the ADDX platform, aligning with investors with short-term liquidity needs.
Commercial papers can provide investors with a reliable source of income via regularly paid out coupons.
Commercial papers are issued primarily by publicly listed and/or established issuers. Financial information about the issuer is typically disclosed to provide investors insights into the financial condition of the corporation.
Commercial paper adds a different type of fixed income asset to a portfolio. It also spreads credit risk across various issuers and provides short-term investment options, enhancing portfolio diversity.
Commercial paper
Private market
Bonds/treasury bills
Public market
Issued by private/public companies
Issued by public companies/governments
Typically held to maturity, less liquid
Actively traded in secondary markets
Ultra-short maturities (up to 365 days)
Ranges from short to long-term
May be collateral-backed (eg. by inventory)
Not collateralised
Past commercial paper on ADDX
GSH 3M
Commercial Paper Series 006
91-day Commercial Paper at 5.15% p.a. issued by SGX-ST Main Board-listed property developer
Min. investment
SGD 20,000
Tenor
3 months
ValueMax
Commercial Paper Series 009
5.00% p.a. on 3-month SGD Commercial Paper by SGX Main Board-listed ValueMax
Min. investment
SGD 20,000
Tenor
3 months
CGS-CIMB
Commercial Paper Series 006
Invest in a commercial paper at an interest rate of 5.20% p.a. from a MAS licensed entity
Min. investment
SGD 20,000
Tenor
3 months
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Tap into short-term yield with commercial papers.
- Access high-quality issuers with short-term debt opportunities, ideal for liquidity and diversification
- Start investing from lower minimums on a fully digital platform
